// // app/obse/page.tsx // import Image from "next/image"; // import Link from "next/link"; // Import Link for internal navigation // import { // FaBolt, // Represents speed, automation // FaExclamationTriangle, // Represents challenges, risks // FaLightbulb, // Represents solution, intelligence // FaCogs, // Represents how it works, engine // FaThumbsUp, // Represents benefits, advantages // FaChartPie, // Represents data outputs, insights // FaMicrochip, // Represents technology // FaBriefcase, // Represents use cases // FaUsersCog, // Represents customization, partnership // FaInfoCircle, // Represents about section (alternative) // FaPhoneAlt, // Represents contact // FaPlayCircle, // Optional for mini-CTA // FaArrowRight, // For CTAs or steps // FaFilePdf, // For PDF/Statement icon // FaSearchDollar, // For income detection // FaShieldAlt, // For fraud detection // FaNetworkWired, // For API integration // FaTable, // For data structuring // FaBrain, // For Machine Learning // FaBusinessTime, // For turnaround time // FaHourglassHalf, // For reducing time // FaHandHoldingUsd, // For operational costs // FaUserCheck, // For accuracy // FaChartLine, // For efficiency/profitability // FaClipboardList, // For transaction summary // FaCalendarAlt, // For debit orders // FaMoneyBillWave, // For disposable income // FaBalanceScale, // For affordability // FaExchangeAlt, // For Income/Expenses // FaEye, // For review/interact step // FaUpload, // For upload step // FaPaperPlane, // FaCheckCircle, // For access/integrate step // } from "react-icons/fa"; // const keyFeatures = [ // { // icon: FaBolt, // title: "Automated Data Extraction", // description: // "Processes statements in seconds (avg. 9-12s), drastically reducing manual effort.", // }, // { // icon: FaUserCheck, // Using accuracy icon here // title: "Advanced OCR Technology", // description: // "High accuracy, reads varied fonts, handles stamps, and distinguishes similar characters ('7' vs 'Z').", // }, // { // icon: FaFilePdf, // title: "Comprehensive SA Bank Coverage", // description: // "Handles statements from all major SA banks and various formats (PDF, scanned, stamped, multi/single page).", // }, // { // icon: FaSearchDollar, // title: "Intelligent Income Detection", // description: // "Auto-identifies salaried/non-salaried income with suggestive logic and exclusionary rules.", // }, // { // icon: FaShieldAlt, // title: "Enhanced Fraud Detection", // description: // "Detects document tampering, fraudulent transaction insertion, and developing ML-based behavioral profiling.", // }, // { // icon: FaCogs, // Using cogs for interaction/processing // title: "Dynamic Data Interaction", // description: // "User-friendly interface for real-time transaction recategorization and immediate recalculations.", // }, // { // icon: FaNetworkWired, // title: "Seamless API Integration", // description: // "Push structured, validated data directly into your credit scoring, LOS, or other internal systems.", // }, // { // icon: FaChartPie, // title: "Visual Analytics & Reporting", // description: // "Intuitive dashboards showing cash flow, income sources, and spending patterns.", // }, // { // icon: FaTable, // Using table for dashboard data // title: "MI Dashboard & Performance Tracking", // description: // "Monitor processing volumes, success rates, processing times, and user performance.", // }, // { // icon: FaTable, // title: "Multiple Export Formats", // description: // "Download results as structured Excel, formatted PDFs, or copy data for easy transfer.", // }, // { // icon: FaCheckCircle, // Reusing from About Us for validation // title: "Built-in Accuracy Checks", // description: // "Includes automated validations and data reviews for uncertain extractions to ensure reliability.", // }, // ]; // const coreBenefits = [ // { // icon: FaHourglassHalf, // title: "Dramatically Reduce Processing Time", // description: // "Cut down statement analysis from hours to mere minutes/seconds.", // }, // { // icon: FaUserCheck, // title: "Ensure High Accuracy & Reliability", // description: // "Minimize human error with advanced OCR and built-in validation rules.", // }, // { // icon: FaHandHoldingUsd, // title: "Lower Operational Costs", // description: // "Reduce reliance on manual data entry staff and associated overheads.", // }, // { // icon: FaShieldAlt, // title: "Strengthen Fraud Prevention", // description: // "Proactively identify tampered documents and suspicious financial activity.", // }, // { // icon: FaBusinessTime, // title: "Accelerate Turnaround Times", // description: // "Speed up loan applications, credit assessments, and customer onboarding.", // }, // { // icon: FaBrain, // Using brain for better decisions // title: "Improve Decision-Making", // description: // "Base assessments on accurate, comprehensive, and rapidly available data.", // }, // { // icon: FaChartLine, // title: "Enhance Operational Efficiency", // description: "Streamline workflows, free up staff for higher-value tasks.", // }, // { // icon: FaThumbsUp, // Using thumbs up for compliance // title: "Improve Compliance", // description: // "Ensure consistent and accurate data handling for regulatory requirements.", // }, // ]; // const dataOutputs = [ // { // icon: FaClipboardList, // title: "Basic Transaction Summary", // description: // "Concise overview of transactions for spending pattern analysis.", // }, // { // icon: FaCalendarAlt, // title: "Debit Order Analysis", // description: "Clear tracking of recurring payments and regular expenses.", // }, // { // icon: FaMoneyBillWave, // title: "Disposable Income Calculation", // description: "Assessment of available funds after essential expenses.", // }, // { // icon: FaBalanceScale, // title: "Affordability Assessment Data", // description: "Key data points to support financial capability evaluation.", // }, // { // icon: FaExchangeAlt, // title: "Income & Expenses Breakdown", // description: "Detailed insights into financial inflows and outflows.", // }, // { // icon: FaTable, // title: "Detailed Transaction List", // description: // "Full, structured transaction data exportable for deep analysis.", // }, // { // icon: FaExclamationTriangle, // title: "Fraud Indicators", // description: // "Flags for potentially suspicious documents or transaction patterns.", // }, // ]; // const useCases = [ // { title: "Lending & Credit Origination (Personal, VAF, SME)" }, // { title: "Credit Risk Assessment & Scoring Input" }, // { title: "Automated Income Verification" }, // { title: "Affordability Calculations & Compliance Checks" }, // { title: "Faster Customer Onboarding (KYC/Financial)" }, // { title: "Portfolio Financial Health Monitoring" }, // { title: "Internal Audit & Reconciliation Support" }, // { title: "Fraud Investigation Data Preparation" }, // ]; // export default function ObsePage() { // return ( // <> //
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// OMS Logo //
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// Revolutionize Lending with OBSE //

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// Automate data extraction, enhance accuracy, detect fraud, and // accelerate decision-making with South Africa's intelligent bank // statement solution: Owethu Bank Statement Extraction. //

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// // Request a Demo // // // See How It Works // //
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// Keywords: Bank Statement Extraction, OCR, Automation, Financial Data // Analysis, South Africa //

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// //

// The High Cost of Manual Bank Statement Processing //

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// In the rapidly evolving landscape of financial services, where // precision and speed are paramount, extracting data from bank // statements manually creates significant roadblocks. Efficiently // parsing financial information is critical for accurate risk // assessment, yet reliance on manual methods impacts efficiency // and decision-making. //

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    //
  • // // // // Slow & Labor-Intensive: // {" "} // Countless hours spent on manual data entry lead to // operational bottlenecks. // //
  • //
  • // {" "} // {/* Using red for error */} // // // Prone to Human Error: // {" "} // Mistakes risk inaccurate assessments, compliance breaches, // and poor decisions. // //
  • //
  • // // // // High Operational Costs: // {" "} // Significant resources consumed managing large volumes // manually. // //
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  • // {" "} // {/* Using red for ineffective fraud detection */} // // // Limited Fraud Detection: // {" "} // Manually identifying sophisticated fraud is difficult and // time-consuming. // //
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  • // // // // Long Turnaround Times: // {" "} // Slow processing leads to customer dissatisfaction and lost // opportunities. // //
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// Manual data entry challenges vs automated efficiency //
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// {/* --- 3. Introducing OBSE: The Intelligent Solution --- */} //
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// {/* Use the UI screenshot showing upload */} // OBSE Bank Statement Upload Interface //
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// //

// OBSE: Automated Accuracy, Speed, and Insight //

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// Owethu Bank Statement Extraction (OBSE) is an advanced OCR and // data aggregation platform designed specifically for the South // African financial landscape. It seamlessly extracts // comprehensive, accurate data from{" "} // // any SA bank statement // {" "} // (individual or juristic), regardless of format – including PDF // templates, scanned images, stamped documents, and even // disorganized statements. //

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// OBSE transforms raw bank statement data into actionable // financial intelligence in seconds, eliminating manual drudgery // and empowering your teams to make faster, smarter decisions. //

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// {/* --- 4. How OBSE Works: Simple Steps, Powerful Results --- */} //
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// From PDF to Insights in Seconds //

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// OBSE simplifies complex data extraction into a streamlined // workflow: //

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// {/* Process Steps - Can use a grid or timeline structure */} //
// {/* Step 1: Upload */} //
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// //
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// 1. Upload //

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// Easily upload single or multiple bank statements (PDFs). //

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// {/* Step 2: Extract */} //
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// //
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// 2. Automated Extraction //

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// Powerful engine reads, structures, and validates data in seconds //

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// {/* Step 3: Analyze & Check */} //
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// //
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// 3. Analysis & Fraud Check //

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// Analyzes transactions, identifies income, flags potential fraud. //

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// {/* Step 4: Review */} //
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// //
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// 4. Review & Interact (Optional) //

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// User-friendly interface to review, recategorize (real-time), and // view insights. //

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// {/* Step 5: Access/Integrate */} //
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// //
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// 5. Access & Integrate //

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// Export (Excel, PDF), use visual analytics, or integrate via API. //

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// {/* Visual for the process flow */} //
// OBSE Process Flow Visualization //

// Process Flow Visual (Replace with Image) //

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// {/* --- 5. Key Features: Powering Your Processes --- */} //
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// {/* */} //

// Unlock Deeper Financial Understanding //

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// Explore the core capabilities that make OBSE an indispensable tool // for modern financial analysis. //

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//
// {keyFeatures.map((feature) => ( //
// //

// {feature.title} //

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// {feature.description} //

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// ))} //
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// {/* --- 6. Core Benefits: The OBSE Advantage (The Gain) --- */} //
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// Transform Operations & Decision-Making //

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// Discover the tangible benefits OBSE brings to your financial // workflows and bottom line. //

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// {coreBenefits.map((benefit) => ( //
// //

// {benefit.title} //

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// {benefit.description} //

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// ))} //
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// {/* --- 7. Data Outputs & Insights --- */} //
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// Actionable Intelligence at Your Fingertips //

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// OBSE delivers a suite of standard financial summaries and // detailed data points essential for informed decisions. Gain // clarity on: //

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// {dataOutputs.map((output) => ( //
// //
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// {output.title} //

//

// {output.description} //

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// ))} //
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// {/* Visual: Use dashboard examples from Page 6 */} // OBSE Dashboard Examples showing financial insights //

// Dashboard Visual (Replace with Image) //

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// {/* --- 8. Technology Deep Dive --- */} //
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// Leveraging Advanced Technology //

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// Built on a foundation of robust and intelligent technologies for // reliable, accurate results. //

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// {/* OCR Engine */} //
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// Advanced OCR Engine //

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// Fine-tuned for SA bank statements, handles diverse formats, // scans, and obscured text. //

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// {/* Machine Learning */} //
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// Machine Learning //

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// Continuously improves interpretation, reconciles discrepancies, // and powers fraud detection models. //

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// {/* Data Structuring */} //
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// Data Structuring & Validation //

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// Intelligently structures extracted data (e.g., JSON), validates // entries, applies rules. //

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// {/* Secure API */} //
// //

// Secure API //

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// Robust and secure API for seamless, safe integration with your // existing systems. //

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// {/* Visual: JSON code snippet visual from Page 5 */} //
// Example JSON output from OBSE data extraction //

// JSON Output Example (Replace with Image) //

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// {/* --- 9. Use Cases & Applications --- */} //
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// Empowering Various Financial Processes //

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// OBSE delivers value across a wide range of applications within the // financial services sector. //

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// {useCases.map((useCase) => ( //
// // // {useCase.title} // //
// ))} //
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// {/* --- 10. Customization & Partnership --- */} //
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// OMS and Client Partnership //
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// Flexible Solutions, Tailored To You //

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// While OBSE offers a comprehensive standard package, we // understand that each organization has unique needs. If you // require specific information or analysis not included,{" "} // // we are committed to collaborating with you to develop // tailor-made outputs // {" "} // that align perfectly with your requirements. //

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// Our goal is to ensure OBSE meets and exceeds your expectations, // providing the exact insights needed for your operational // processes and decision-making. //

// {/* POC Callout */} //
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// Proof of Concept (POC) Available //

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// We offer Proof of Concept engagements to demonstrate OBSE's // capabilities with your specific data and workflows before full // commitment. Let's discuss your needs. //

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// {/* --- 11. About OMS: Your Trusted Technology Partner --- */} //
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// {/* Optional: Simple OMS logo here */} // Owethu Management Solutions Logo //

// Your Experienced Technology Partner //

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// Owethu Management Solutions (OMS) provides professional technology // services with a proven track record, including participation in // ABSA's supplier development program since 2020. OBSE is backed by // our dedicated team of IT Managers, Senior Developers, and UX // Designers committed to robust, user-friendly solutions. //

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// We focus on leveraging technology to solve real-world business // challenges in the financial sector, emphasizing efficiency, // accuracy, and strong partnerships. //

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// // Learn More About OMS // //
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// {/* --- 12. Call to Action (CTA) --- */} //
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// Ready to Transform Your Bank Statement Processing? //

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// See OBSE in action! Schedule a live demo tailored to your specific // use case and discover how OBSE can streamline your operations, // reduce costs, and mitigate risk. //

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// // Request a Personalized Demo // // // Contact Sales Team // //
// {/* Optional Tertiary Link */} // {/*
// // Download Brochure // //
*/} //
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// {/* --- 13. Contact Information --- */} //
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// //

// Get in Touch //

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// For personalized support or to schedule your demo, reach out to // us. Let's harness the power of automated data extraction for your // business. //

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// Contact Details: //

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// Phone:{" "} // // (012) 051 3281 // //

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// Email:{" "} // // Zanelem@oms.africa // //

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// {/* Optional: Placeholder for Contact Form */} // {/*
//

Or Send Us a Message

//

Contact form component would go here.

// Go to Contact Form //
*/} //
//
//
// // ); // }